Michelle, a successful entrepreneur, had spent decades growing her manufacturing company into a multi-million-dollar enterprise. Over the years, she built a substantial corporate estate—but was alarmed to learn that nearly 50% of those assets could be lost to taxes without proper planning.
Seeking a more tax-efficient route, Michelle reached out to WiseInvest™ to explore corporate estate planning solutions. That’s when she discovered the Corporate Preferred Estate Transfer (CPET) strategy.
The Challenge
- High Tax Exposure: Michelle risked losing a large share of her business wealth to corporate taxes upon her passing.
- Family Legacy at Stake: She wanted her children to benefit fully from her life’s work, not see it dissipate in estate taxes.
The CPET Solution
- Tax-Advantaged Life Insurance
- WiseInvest™ helped Michelle secure a corporate-owned insurance policy designed to convert her company’s taxable assets into a future tax-free payout for her heirs.
- Minimized Estate Liabilities
- With CPET, Michelle strategically shifted investments inside the corporation to the life insurance vehicle, avoiding harsh taxes at her eventual estate transfer.
- Seamless Asset Transfer
- This well-structured approach ensured her family would receive the policy proceeds tax-free, preserving far more of her corporate wealth.
The Outcome
By embracing CPET, Michelle kept her legacy intact. The bulk of her corporate assets will now pass to her children without a significant tax hit, fulfilling her dream of preserving the family’s financial security.
If you’re a business owner concerned about protecting your corporate wealth, contact WiseInvest™ today. We’ll show you how the Corporate Preferred Estate Transfer can safeguard your legacy, ensuring your hard-earned success endures for generations to come.
*Note: For privacy reasons, the names and nature of our clients’ businesses have been changed.
Our Process
UNDERSTANDING YOUR NEEDS
Discovery Phase
We start by listening, getting to know your goals, challenges, and opportunities. This is where we lay the foundation for a strategy that truly fits you.
1
DESIGNING A TAOLORED PLAN
Planning Phase
With a clear picture of your needs, we craft a customized plan designed to grow, protect, and transfer your wealth efficiently.
2
BRINGING THE PLAN TO LIFE
Implementation Phase
We put the strategy into action, ensuring everything is executed smoothly and effectively. We're with you every step of the way.
3
STAYING ON TRACK
Review Phase
Life changes, and so should your plan. We conduct regular reviews to adjust and refine your strategy, keeping you on course toward your financial goals.