Terms & Conditions
Effective Date: 21/06/2021
Last Updated: 26/02/2025
Welcome to the website of Canadian WiseInvest Inc. (“Company,” “we,” “us,” or “our”). By accessing or using our website (the “Website”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use our Website.
1. Acceptance of Terms
By accessing or using this Website, you agree to these Terms, our Privacy Policy, and all applicable laws and regulations. If you do not agree to these Terms, you must not use this Website.
2. Use of the Website
a. Eligibility
You must be at least 18 years old to use this Website. By using this Website, you represent that you meet this requirement.
b. Permitted Use
You agree to use this Website only for lawful purposes and in accordance with these Terms. You must not:
- Use the Website in any way that violates any applicable federal, provincial, or local law.
- Engage in fraudulent, harmful, or malicious activities on the Website.
- Attempt to gain unauthorized access to any portion of the Website.
c. Use of Planning and AI Tools
If you use our insurance planning tool, retirement planning tool, AI chatbot for financial questions, or AI voice assistant for booking meetings and answering inquiries, we may collect and analyze your financial data, name, and email address to provide personalized insights and recommendations. This data will be securely stored and protected in compliance with PIPEDA and will not be shared without your consent. Users must ensure they are acting in compliance with all applicable laws while using these tools.
AI Chatbot Limitations: The AI chatbot is limited to 15 chats per month per email address. Excess usage beyond this limit may require additional authorization or subscription.
AI Disclaimer: Canadian WiseInvest Inc. is not liable for the accuracy, reliability, or legality of the responses generated by the AI chatbot or AI voice assistant. The answers provided by these tools are for informational purposes only and should not be considered as professional financial, legal, or tax advice. Users should consult a qualified professional before making any financial decisions.
3. Intellectual Property Rights
All content, materials, trademarks, logos, and proprietary information displayed on this Website are owned by Canadian WiseInvest Inc. or its licensors and are protected under applicable copyright and trademark laws. You may not copy, modify, distribute, or reproduce any part of this Website without our prior written consent.
4. Limitation of Liability
To the fullest extent permitted by law, Canadian WiseInvest Inc. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of:
- Your use or inability to use the Website.
- Errors, omissions, or inaccuracies in the Website content.
- Unauthorized access to or use of our secure servers and personal information.
- The use of AI-generated responses from the chatbot or voice assistant.
5. Disclaimer of Warranties
The Website and its content are provided on an “as-is” and “as-available” basis. We do not warrant that the Website will be error-free, uninterrupted, or secure. Canadian WiseInvest Inc. disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
6. Third-Party Links
Our Website may contain links to third-party websites for informational purposes. We are not responsible for the content, policies, or practices of these third-party sites. Your use of third-party websites is at your own risk.
7. Termination
We reserve the right to suspend or terminate your access to the Website at any time, without notice, if we believe you have violated these Terms or applicable laws.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Canada and the province in which Canadian WiseInvest Inc. operates, without regard to its conflict of law provisions.
9. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
10. Contact Information
If you have any questions about these Terms, you may contact us at:
WiseInvest™
850, 1185 w Georgia st, Vancouver, BC, Canada V6E 4E6
info@wiseinvest.ca
+1-604-259-4242
Our Process
UNDERSTANDING YOUR NEEDS
Discovery Phase
We start by listening, getting to know your goals, challenges, and opportunities. This is where we lay the foundation for a strategy that truly fits you.
1
DESIGNING A TAOLORED PLAN
Planning Phase
With a clear picture of your needs, we craft a customized plan designed to grow, protect, and transfer your wealth efficiently.
2
BRINGING THE PLAN TO LIFE
Implementation Phase
We put the strategy into action, ensuring everything is executed smoothly and effectively. We're with you every step of the way.
3
STAYING ON TRACK
Review Phase
Life changes, and so should your plan. We conduct regular reviews to adjust and refine your strategy, keeping you on course toward your financial goals.