Partnering with WiseInvest®: Supporting Your Business Owner Clients Beyond the Numbers
As an accountant, you’re often the first point of contact when a business owner needs financial guidance. At WiseInvest®, we extend your value by helping your high-net-worth and entrepreneurial clients navigate the bigger financial picture—retirement, risk protection, tax efficiency, and wealth transfer. Our services are designed to work seamlessly alongside yours, enhancing your advisory role while ensuring your clients get comprehensive, strategic planning.
How We Help Your Clients
Tax-Efficient Investment Strategies
- Corporate-class mutual funds and ETFs tailored for business owners
- Registered and non-registered account structures (RRSP, TFSA, RESP, IPP)
- Flow-through shares to reduce taxable income and access federal/provincial credits
Corporate Insurance Solutions
- Convert taxable retained earnings into tax-free assets using corporately owned insurance
- Build and manage Capital Dividend Accounts for tax-free shareholder payouts
- Unlock tax-efficient borrowing with insured retirement strategies
Estate and Succession Planning
- Coordinate shareholder agreements and buy-sell insurance
- Protect key people and preserve business continuity
- Structure smooth intergenerational wealth and ownership transfers
Covering Their Business Risks
- Key person insurance to safeguard against loss of essential staff
- Buy-sell agreement consultation and insurance funding
- Retain top talent with executive financial planning and incentives
Trust Planning That Aligns With the Numbers
- While trusts are often driven by legal and tax considerations, many clients don’t fully understand why they need one—or whether it even fits their goals. As their accountant, you see the structure. We see the full story.
- At WiseInvest®, we help business owners and their families explore trust strategies from a planning-first perspective—grounded in their financials, family dynamics, and long-term intentions.
- Identify when a trust adds real value—not just complexity
- Align trust planning with corporate structure, succession, and estate goals
- Work closely with accountants and legal teams for cohesive execution
- Ensure the strategy fits the story behind the spreadsheet
Personal and Family Financial Planning
- Integrated wealth planning for business owners and their families
- Life, disability, and critical illness protection aligned with corporate and personal goals
- Retirement income planning that blends personal and corporate resources
How You Benefit as an Accounting Partner:
- Add value by introducing advanced planning strategies to your client relationships
- Expand your service offering without licensing or compliance overhead
- We refer our clients back to trusted CPAs for accounting and tax execution
When to Refer a Client to Us:
- They’re sitting on excess cash or retained earnings in their corporation
- They lack a robust financial plan to meet long-term business and family goals
- They’re planning to exit or transition their business in the next 3–10 years
- They’re concerned about future tax liabilities—corporate or personal
- They need life insurance with strategic tax or estate planning intent
- They’re exploring or asking about group benefit plans (RRSP matching, extended health coverage)
Let’s Make It Easy
We’ve streamlined the process: once we agree to work together, we’ll create login credentials for your staff. From there, you can securely refer business owner or high-net-worth clients directly through our website—quick, simple, and efficient.