Partnering with WiseInvest®: Expanding the Value You Bring to Business Clients
As a commercial insurance advisor, you help business owners protect what they’ve built—from property and liability to employees and operations. At WiseInvest®, we extend that protection by offering personalized financial planning, tax-efficient insurance solutions, and long-term strategies that go beyond general coverage.
Together, we help your clients protect, grow, and transition their business with clarity—while you remain their go-to advisor for all core insurance needs.
How We Help Your Clients
We complement your services by addressing the planning needs that typically fall outside general or group insurance—without ever competing with what you offer.
Business Continuation Risk Planning
We help business owners address risk from a strategic planning lens—not just an insurance one.
- Key Person Protection – ensures continuity if a key stakeholder is lost
- Buy/Sell Agreement Funding – provides liquidity when ownership changes
- Overhead Expense Coverage – supports operations during a health-related leave
Advanced Insurance-Based Planning
We specialize in life and living benefits for owners and executives, using insurance as a tool—not just a product.
- Corporate-owned life insurance for tax-efficient asset growth
- Insured retirement strategies to access capital without disrupting operations
- Living benefits (CI, DI) tailored for incorporated professionals
Group Benefit Strategy & Executive Planning
If you handle group benefits, we can help your clients expand or enhance their coverage:
- Add executive-level financial planning to retention strategies
- Support group RRSPs, health spending accounts, or multi-layered benefit designs
- Ensure the owner has a personal plan—not just a group plan
Trust Planning
We help evaluate whether a trust structure is relevant to the client’s goals—especially for family business owners and incorporated professionals.
- Help ensure insurance and trust planning are aligned
- Support succession, estate, or charitable strategies when appropriate
- Work with legal advisors only when a structure is truly beneficial
How You Benefit as a Commercial Insurance Partner:
- Offer deeper value without expanding your license or service model
- Help clients protect their business in ways most brokers aren’t equipped to address
- Strengthen loyalty by referring to a planning partner who respects your role
When to Refer a Client to Us:
- They’re asking about long-term protection, exit planning, or tax-efficient wealth
- They have corporate-owned insurance but no real strategy behind it
- They’re looking for executive or shareholder-level solutions
- They want to offer more value to key employees or family members in the business
Let’s Make It Easy
Once we formalize our partnership, your team will receive secure login access to refer business clients directly through our website. You stay in your lane—we just help take your client’s financial protection to the next level.