Partnering with WiseInvest®: Private Wealth Solutions for Your Business Members
Your credit union is built on trust, relationships, and community. As your members grow—especially business owners and high-net-worth individuals—they often need more advanced financial planning than traditional services can provide. That’s where WiseInvest® comes in. We act as your private wealth partner, helping your members achieve long-term financial clarity while keeping you at the center of their financial lives.
How We Help Your Business Owner and Affluent Members
Advanced Investment Strategies
- Tailored portfolios using mutual funds, ETFs, and corporate-class structures
- Flow-through shares for members with high taxable income (ideal for business owners)
- Tax-efficient use of RRSP, TFSA, RESP, IPP, and holding companies
Insurance-Based Corporate Planning
- Convert retained earnings into tax-free wealth using corporately owned insurance
- Unlock Capital Dividend Accounts to distribute wealth tax-free
- Fund shareholder buyouts and succession with permanent life insurance
Integrated Estate & Succession Planning
- Collaborate with legal and accounting professionals to align estate strategies
- Fund future tax liabilities to preserve generational wealth
- Navigate complex family dynamics and blended estates
Business Risk Management & Talent Retention
- Key person insurance to safeguard operations
- Buy-sell agreement consulting and insurance funding
- Executive benefits and insured retirement plans to retain top talent
Simplifying Trust Planning for Your Members
Many business owners don’t know whether they need a trust—or what it’s even for. That’s where WiseInvest® comes in. We help your members understand if trust planning fits their long-term vision, and how it can support their financial legacy.
- We guide them in plain language, connecting complex ideas to their real-life goals, and coordinate with lawyers when it’s time to act.
- Clarify whether a trust supports their family and business succession plan
- Make sense of trusts without overwhelming your members
- Align trust strategies with their values, financials, and life stage
- Strengthen your value as a credit union by offering true holistic support
Personal and Family Financial Planning
- Comprehensive wealth planning that blends personal and corporate assets
- Life, disability, and critical illness protection designed for business owners
- Retirement income strategies designed for lifelong financial security
How You Benefit as a Credit Union Partner:
- Offer private wealth-level services without the overhead
- Deepen member loyalty by supporting them through life’s biggest financial transitions
- We refer members back to you for their lending, banking, and core financial needs
When to Refer a Member to Us:
- They have significant retained earnings in their business or holding company
- They’re asking about advanced investment strategies or tax-saving tools
- They’re preparing for retirement, succession, or a business sale
- They don’t yet have a comprehensive financial plan
- They’re looking for group benefits or executive compensation planning
Let’s Make It Easy
Once we establish a partnership, we’ll provide login credentials for your team. From there, your staff can securely refer business owner or high-net-worth members through our website—quick, simple, and tailored to your internal workflow.
Let me know if you’d like to adjust the tone, change the title, or move on to the next partner type: Associations.