Partnering with WiseInvest®: Helping Your Borrowers Plan With Confidence
As a lending professional, you help business owners secure financing for their biggest goals—buying property, expanding operations, or investing in growth. At WiseInvest®, we build on that trust by helping your clients plan around the debt, protect what they’re building, and structure their finances to support long-term success.
Together, we help your clients reduce risk, avoid future roadblocks, and make smarter decisions with the capital you helped them access.
How We Help Your Clients
We work alongside your lending expertise to ensure your business owner clients are financially prepared for the long run—not just the loan term.
Business Continuation Risk Planning
Protecting the business is the first step to making sure the loan—and the business—can be sustained over time.
- Key Person Protection – ensures loan repayment doesn’t get disrupted
- Buy/Sell Agreement Funding – supports clean ownership transitions
- Overhead Expense Coverage – keeps the business running if the owner can’t
Insurance for Loan Protection & Flexibility
We help clients explore insurance-backed strategies that protect both them and the lender.
- Personally or corporately owned life insurance tied to loan protection
- Critical illness and disability coverage to reduce default risk
- Structures that allow future borrowing against policy cash values
Investment & Cash Flow Planning
We help owners manage retained earnings, income, and long-term investments to support both lending and lifestyle goals.
- Coordinate business and personal financial plans
- Plan repayment, growth, and future income in one strategy
- Optimize investment accounts alongside financing timelines
Trust Planning
When appropriate, we help clients consider if a trust fits into their broader financial and estate strategy—especially before taking on major debt or preparing for future transfers.
- Review purpose and fit before recommending legal setup
- Align trust use with lending structure, family goals, and long-term plans
How You Benefit as a Lending Partner:
- Strengthen borrower readiness by aligning lending with real planning
- Reduce risk by ensuring clients are protected against life events
- Maintain strong relationships by helping clients plan beyond the loan
When to Refer a Client to Us:
- They’re borrowing under a corporation or holding company
- They’re asking about insurance, future income, or investment options
- They’re taking on risk but don’t have proper protection in place
- They’re looking for clarity on how to structure their business finances long-term
Let’s Make It Easy
Once we establish a partnership, you’ll receive secure login access to refer clients directly through our website. We’ll support your clients with strategic planning—so you can stay focused on providing the right lending solution.