Partnering with WiseInvest®: Planning Beyond the Property for Your Business Owner Clients
You help clients secure financing to achieve major goals—whether it’s buying a home, investing in property, or refinancing for growth. At WiseInvest®, we take the next step. We help business owners protect what they’ve built, plan for their future, and align their financial decisions with their long-term goals. Together, we make sure their mortgage isn’t the end of the conversation—it’s the beginning of a comprehensive financial plan.
How We Help Your Clients
We support your clients at critical financial turning points—especially after they’ve taken on new debt, invested in property, or experienced major cash flow shifts.
Integrated Financial Planning for Business Owners
- Coordinate mortgage strategy with overall financial health and tax planning
- Use corporate structures and holding companies efficiently for real estate investments
- Align personal and business goals through registered and non-registered accounts
Insurance to Protect the Mortgage and More
- Offer personalized life and disability insurance—not one-size-fits-all mortgage insurance
- Provide coverage through personally or corporately owned policies for tax efficiency
- Ensure financial protection extends beyond just the loan balance
Business Risk Protection
- Key person and shareholder insurance for incorporated clients
- Buy-sell agreement funding strategies
- Group benefits and executive incentives for business owners with teams
Succession, Exit, and Estate Planning
- Support clients in preparing for long-term wealth transition
- Coordinate with legal and tax professionals to preserve real estate and business assets
- Use insurance and investment planning to protect family and legacy
Personal and Family Financial Planning
- Blend mortgage planning into retirement, education, and investment strategies
- Offer holistic insurance protection and risk management
- Create tax-efficient retirement income that supports lifestyle and long-term goals
Trust Planning with Purpose
Many business owners don’t know whether they need a trust—or what it’s really for. At WiseInvest®, we help clients explore trust planning based on their personal goals, financial structures, and family relationships—not just legal complexity.
Because of the time we spend with clients, we uncover what matters most to them and ensure any trust strategy is rooted in that understanding.
- Clarify if a trust is appropriate before referring them to legal setup
- Align trust structures with real estate holdings, family goals, and business plans
- Avoid confusion by giving clients clarity on when—and why—a trust makes sense
How You Benefit as a Mortgage Broker Partner:
- Build longer-term relationships by helping your clients plan past the transaction
- Enhance your value by connecting clients with holistic financial support
- We refer clients back to trusted brokers when they need refinancing or new financing strategies
When to Refer a Client to Us:
- They’ve recently bought or refinanced and are rethinking their financial plan
- They’re incorporated and have business or real estate holdings without insurance protection
- They need smarter coverage than standard mortgage insurance
- They’re thinking about succession, exit, or growing their wealth with real estate
- They’re unsure how to coordinate their mortgage with tax, investment, or retirement goals
Let’s Make It Easy
Once our partnership is set up, your team will get login credentials to refer business owner clients directly through our website. We’ll handle the financial strategy while you continue delivering expert mortgage guidance.
Our Process
UNDERSTANDING YOUR NEEDS
Discovery Phase
We start by listening, getting to know your goals, challenges, and opportunities. This is where we lay the foundation for a strategy that truly fits you.
1
DESIGNING A TAOLORED PLAN
Planning Phase
With a clear picture of your needs, we craft a customized plan designed to grow, protect, and transfer your wealth efficiently.
2
BRINGING THE PLAN TO LIFE
Implementation Phase
We put the strategy into action, ensuring everything is executed smoothly and effectively. We're with you every step of the way.
3
STAYING ON TRACK
Review Phase
Life changes, and so should your plan. We conduct regular reviews to adjust and refine your strategy, keeping you on course toward your financial goals.