Protect Your Extra Cash from Taxes

How Can You Protect Your Business Surplus from High Taxes?

For many successful business owners, surplus earnings are a chance to reinvest and grow wealth, but the tax rate on investment income under a corporation is as high as 50% which can impede your progress. Every year, you might see half of your surplus lost to taxes, making it harder to achieve your financial goals.

Why do you need it?

Corporate Life Insurance offers a powerful way to protect your surplus and minimize tax exposure. Here is how it works:

• Tax-free investment growth: Surplus funds invested in a corporate-owned life insurance policy grow tax-free, allowing your wealth to compound faster without triggering passive income tax.
• Reduce taxable passive income: By shifting surplus into life insurance, you lower the passive income from traditional investments, avoiding the high 50% tax rate.
• Create a tax-free estate payout: When the policy pays out, your estate receives the funds as a tax-free capital dividend, preserving more wealth for your heirs.
• Boost estate planning efficiency: Corporate life insurance reduces the taxable value of your shares upon death, cutting estate taxes and keeping wealth within your family.
• Maintain liquidity: Use the policy as collateral for loans and gain access to funds without triggering taxes from asset sales, ensuring cash flow remains tax efficient.

Take Control of Your Surplus Today!

Don’t let passive income taxes drain your hard-earned wealth. Contact WiseInvest™ now to explore how corporate life insurance and other tax-saving strategies can help you grow your surplus, protect your legacy, and ensure a secure financial future.